Frequently Asked Questions
- Do I need to provide a tax invoice when obtaining a quote?
Yes, the tax invoice helps us gather information including the caravan make and model as well as any aftermarket modifications. To obtain the exact rate from our financier, it is crucial to value the caravan you wish to purchase. This documentation essentially helps us to help you.
- The caravan I want is interstate, can I still finance through 360?
Absolutely! To make the process easier, we would ask you to provide as much information about the caravan as possible. This will help us to line you up a suitable lender with the best rate.
- How do I get the best finance rate?
We deal with over 30 of the biggest bank and non-bank lenders, each with lending criteria that needs to be met. These variables can be such things as the make and model of the caravan you wish to purchase, whether you are purchasing from a business or an individual and information present on your credit profile. With this information at hand, our experienced staff will find you the best rate around.
- Why can’t you tell me a rate upfront?
There are factors to consider when obtaining asset finance. Our financiers require some information to make an informed decision on the best rate for you. Once we have this information, we can quickly source out the best rate for you and get back to you via phone or email within minutes.
- Can I live permanently in my caravan?
Unfortunately, if you are planning to use your caravan for permanent accommodation we will be unable to help you source finance from our panel of leading financiers. As long as the purpose of your caravan purchase is for travel & recreational uses, we can help you finance that caravan, camper or RV.
- How long can I take my loan over?
Usually a caravan is an asset which only gets used on holidays and so its average lifespan is generally longer than motor vehicles. With this in mind we have a range of finance products for caravans that can extend the term up to 7 years. This may be an option to consider if you are looking to own your caravan for longer than 5 years or to reduce your repayment commitment as low as possible.
- Can I purchase a caravan from a private seller?
Absolutely, why miss out on that bargain just because it is being sold privately? We ensure all the appropriate checks are carried out, on behalf of the financier, to ensure any finance owing on it is paid in full when you take possession. We liaise with the Seller to collect all the information required by the financier. All you need to do is start planning for your first trip away in the new caravan, camper trailer or RV.